Our trifecta insurance program for Professional Services provides comprehensive, quality coverages at competitive prices with local servicing.
The program provides key coverages with three policies from carriers committed to Hawai`i businesses: Business Owner’s or Package Policy from Hallmark/HDI Global, Workers’ Compensation from HEMIC, and Temporary Disability Insurance from EPIC.
Eligible operations include:
- Accountants
- Auditors
- Attorneys
- Physicians
- Beauty Salons/Barber Shops (professional liability may be included)
- Nail Salons (professional liability may be included)
To qualify for the program, customers must have:
- 49 or fewer employees
- 5 years of experience in both industry and management (new ventures accepted)
- BOP/Package loss ratio of 30% or less
- WC loss ratio of 40% or less
- Safety and Return-To-Work Programs
**Eligibility may change upon underwriting review. If your submission does not qualify for a small business program quote, it may still qualify through the standard underwriting process.